Indebtedness Information

Indebtedness is the condition of owing money. Medical and graduate students often borrow student loans from the Federal government or banking institutions to pay for their academic programs and living expenses during school.

Academic Program Statistics

In addition to the cost of attendance, students should familiarize themselves with their peers' average cost and debt load required to complete a degree program at PCOM. To assist with this, the Office of Financial Aid provides a summary of the average indebtedness (the sum of all of loans a student has borrowed) for each of PCOM's academic degree programs. Your indebtedness to attend PCOM could be more or less than these averages depending on your financial situation.

View Program Statistics

For data on prior years' indebtedness as well as default rates based on demographic data such as race/ethnicity and gender, please email finaid@pcom.edu.

View Your Indebtedness

After enrolling, students should actively communicate with their loan servicer(s) to track their aggregate federal student loan debt, including amounts borrowed at PCOM and any previous institutions. To access this information, students should login to Federal Student Aid and click "View Your Loan Information."

The Financial Aid Office also offers counseling and resources to help reduce your indebtedness and financially plan for the future:

• Our budgeting worksheets help students plan their tuition fees and monthly cost of living expenses in order to reduce borrowing amounts.
• The peer mentor program allows new students to meet with second- and third-year PCOM students to learn healthy financial habits during school.
• PCOM's financial wellness coordinators are available for in-person and virtual meetings to discuss loan borrowing, financial planning and more.